LEGAL

Application consent

LAST UPDATED 10 JULY 2026

This is the consent you give when you submit an application or a score check through PDS Global. We keep it in plain language so you know exactly what you are agreeing to.

1. You agree to be contacted

You allow PDS Global and its partner lenders to contact you by phone, SMS, email and WhatsApp about your enquiry and related loan offers, even if your number is on the DND / NDNC registry. This overrides DND only for this stated purpose, and you can withdraw it any time.

2. You allow us to share your details

You authorise us to share the information you provide with our partner banks and NBFCs so they can assess your eligibility, and — where you ask us to check your credit — to fetch your report from RBI-licensed bureaus on your behalf. We share only with lenders relevant to your enquiry, and we never sell your data.

3. Soft check now, hard enquiry only if you proceed

Checking your eligibility or score through us is a soft enquiry and does not affect your credit score. A hard enquiry — which can affect your score — is made by a lender only when you decide to proceed with a formal loan application, and only with your specific consent at that stage.

4. Your declaration

You confirm the details you submit are true, current and your own, and that you are authorised to share them. Providing false information can lead to rejection by lenders and may have legal consequences.

5. We're an intermediary — approval isn't guaranteed

You acknowledge that PDS Global is a loan service provider and DSA, not a lender, and that submitting an application does not guarantee a loan. Sanction, interest rate, amount and terms are decided solely by the lender, based on its policy and your credit profile.

6. Duration and withdrawal

This consent stays in force for as long as needed to serve your enquiry, or until you withdraw it. You can revoke it at any time — see consent revocation.

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